Contact Us:  (770) 413-0807
Cornerstone Insurance Agency
  • Home
  • Quotes
    • Boat Insurance Quote
    • Auto Quotes >
      • Auto Insurance Quote
      • Classic Car Insurance Quote
      • Motorcycle Quote
    • Business Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Insurance Bond Quote
      • Georgia Used Car Dealer Insurance
      • Workers Compensation Quote
    • Life & Financial Quotes >
      • Life Insurance Quote
      • Final Expense Insurance Quote
      • Umbrella Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Excessive Property Claims
      • Flood Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Free Consultation
  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
    • Business >
      • Georgia Used Car Dealer Insurance
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
      • Workers Compensation
    • Life/Financial >
      • Life Insurance
      • Disability Insurance
      • Final Expense Insurance
      • Umbrella Insurance
    • Property >
      • Home Insurance
      • Condo Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
      • Excessive Property Claims >
        • Landlords Insurance Quote
  • Blog
  • About
    • Staff Directory
    • Insurance Carriers
    • Client Testimonials
    • Refer a Friend
    • Local Links
    • Videos
    • Newsletter Signup
    • News
    • Reviews
  • Contact
  • Home
  • Quotes
    • Boat Insurance Quote
    • Auto Quotes >
      • Auto Insurance Quote
      • Classic Car Insurance Quote
      • Motorcycle Quote
    • Business Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Insurance Bond Quote
      • Georgia Used Car Dealer Insurance
      • Workers Compensation Quote
    • Life & Financial Quotes >
      • Life Insurance Quote
      • Final Expense Insurance Quote
      • Umbrella Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Excessive Property Claims
      • Flood Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Free Consultation
  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
    • Business >
      • Georgia Used Car Dealer Insurance
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
      • Workers Compensation
    • Life/Financial >
      • Life Insurance
      • Disability Insurance
      • Final Expense Insurance
      • Umbrella Insurance
    • Property >
      • Home Insurance
      • Condo Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
      • Excessive Property Claims >
        • Landlords Insurance Quote
  • Blog
  • About
    • Staff Directory
    • Insurance Carriers
    • Client Testimonials
    • Refer a Friend
    • Local Links
    • Videos
    • Newsletter Signup
    • News
    • Reviews
  • Contact

Agency Blog

Homeowners Insurance vs. Home Warranty vs. Home Insurance

4/5/2021

0 Comments

 
Picture
​It takes time for all people to get a property, let alone a house. It is better to start protecting the things we dream and build for years. Nowadays, there’s a lot of insurance covering your house, and you can find all of it online. There’s the Home warranty, Homeowners insurance, and Home insurance, but what is the difference between those three? Let’s know more about them.
Homeowners Insurance
It is almost alike because it intends to protect the homeowner from losing their home. It also covers your belongings and finances due to their property accidents, but it will get tricky as we read on further.

  • Liability coverage- This coverage protects you from others. If your neighbor filed a lawsuit against you, for example, your pet or kid caused damage to your neighbors’ property, your insurance company would cover for it.
  • Additional living expenses- This covers you for the out-of-pocket costs due to unforeseen circumstances, for example, your house burns due to a gas leak or was taken down due to the earthquake, and you have to relocate for it to get repaired. It will take a while before you can come home, which will cost you since it will be coming from your own. This benefit will rescue you from anything like hotel/rental payments, Food, Laundry, Moving cost, Furniture, etc.
  • Other- Actual Cash Value, Guaranteed replacement cost/value, Replacement Value. You can choose in these three of what you would like to get in case given circumstances above that might happen to your house you can further check their policy and the other article references for this at the end.

Home Insurance 

As mentioned above, these two are a bit tricky. It is like twins that you can’t say the other if you are talking about homeowners insurance. Home insurance tackles more into unforeseen circumstances like weather-related events, but some insurance doesn’t cover flood occurrence. Thus, you can look and get a flood insurance program. You can also check if your house is close to the fault line map to avoid or check if you need other coverage insurance for these incidents.

Home Warranty 
Home warranty only covers a minimum amount and time. It might seem like Home/homeowners insurance, but it is not because they cover the house’s loss or damage due to certain/unforeseen circumstances like weather or fire. Home warranties cover the appliances or the functions of household systems. There are two causes why some homeowners get a home warranty instead because of costs and time efficiency. 

Conclusion
It is important to keep in mind a house is one of the biggest investments and assets. Keeping it insured means keeping it safe. You’ll thank yourself by the time you’ll need to file a claim to your insurance agency.

At Cornerstone Insurance Agency, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (770) 413-0807. Get your free quote today by CLICKING HERE.
0 Comments



Leave a Reply.

    Contact Us

    (770) 413-0807
    2330 Scenic Hwy S
    Snellville, GA 30078
    Click Here to Email Us

    Archives

    January 2023
    December 2022
    November 2022
    December 2021
    November 2021
    October 2021
    September 2021
    August 2021
    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2018
    October 2018
    September 2018
    August 2018
    July 2018
    June 2018
    May 2018
    April 2018
    March 2018
    February 2018
    January 2018
    December 2017
    November 2017
    October 2017
    September 2017
    August 2017
    July 2017
    June 2017
    May 2017
    April 2017
    March 2017
    February 2017
    January 2017
    December 2016
    November 2016
    October 2016
    August 2016

    Categories

    All
    Apartment Building Insurance
    Auto Insurance
    Business Insurance
    Commercial Auto Insurance
    Commercial Buіldіng Insurance
    Conversion
    Conversion Clauses
    Cоnvеnіеnt Store Inѕurаnсе
    FAQs
    Financial
    Flood Insurance
    General Lіаbіlіtу Insurance
    Georgia
    Health Insurance
    Home Insurance
    Insurance
    Life Insurance
    Local
    Safety
    Workers Compensation Insurance

    RSS Feed

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Social Media

Newsletter Signup

Contact Us

Cornerstone Insurance Agency
2330 Scenic Hwy S
Snellville, GA 30078
(770) 413-0807
Click Here to Email Us
Review Us

Location

Website by InsuranceSplash