Your car is among the most expensive things you own. And because it’s valuable, you don’t want to leave it unprotected. The best way to protect a car is through purchasing the right insurance. While some people tell you that auto insurance is expensive, it doesn’t always have to be the case.
There are many ways to get a better insurance deal. And the first and most important thing you need to know when buying insurance is honesty. Don’t lie to your agent. It may result in cheaper rates, but your insurance will be voided if your insurer finds out you lied – and that would be bad for your record.
Here are other ways to get better rates:
Customized vehicles don’t equate to high premiums.
Most insurers typically increase your premiums when you’ve modified your car. However, there are others that will give you slightly lower premiums when you customize it. What’s their reason? Well, there’s a good chance that you will take extra care of your ride than the average owner.
It’s a good idea to install security or safety devices.
Devices, like sensors or alarms, will qualify you for discounts on your premiums.
Consider the deductible.
Deductibles can affect how much your car insurance rates will be. A higher deductible would mean cheaper insurance but more out-of-pocket costs. While lower deductible means more expensive insurance and lower out-of-pocket expenses. It would be much wiser if you weigh your options first when it comes to this.
Get multiple policies with the same insurer.
Most insurers offer discounts if you get more than one policy from them. For instance, if you have your car and business insured with them, both policies are qualified for discounts. However, note that when you transfer one of them to another company, the discounts you’ve been getting from your first insurer will vanish.
Renewing insurance doesn’t always mean it’s cheap.
When renewing insurance, it’s a good idea to check your premium first with other insurers. Never assume that your current premium is the cheapest out there. More often, your insurer will gradually increase the premiums of their existing clients to cover for the discounted offers for first-time buyers.
Shopping around isn’t always a good idea.
Comparing quotes may be important but remember that each time you contact an insurer for a quote; they will ding your credit scores with a query. Too many queries will lead to a decreased credit scores.
Those are just some of the ways to get a better deal. Usually, your agents will be able to give you tips on how you can qualify for discounts like we do here in our agency. Grab that opportunity, so you can save more money!
Here at Cornerstone Insurance Agency, we offer car insurance products that can provide you maximum financial protection. Our knowledgeable staff and agents will be able to guide you as you get insured. You may call us at (770) 413-0807 or visit us today! Get a free auto insurance quote by clicking here.
Here are other ways to get better rates:
Customized vehicles don’t equate to high premiums.
Most insurers typically increase your premiums when you’ve modified your car. However, there are others that will give you slightly lower premiums when you customize it. What’s their reason? Well, there’s a good chance that you will take extra care of your ride than the average owner.
It’s a good idea to install security or safety devices.
Devices, like sensors or alarms, will qualify you for discounts on your premiums.
Consider the deductible.
Deductibles can affect how much your car insurance rates will be. A higher deductible would mean cheaper insurance but more out-of-pocket costs. While lower deductible means more expensive insurance and lower out-of-pocket expenses. It would be much wiser if you weigh your options first when it comes to this.
Get multiple policies with the same insurer.
Most insurers offer discounts if you get more than one policy from them. For instance, if you have your car and business insured with them, both policies are qualified for discounts. However, note that when you transfer one of them to another company, the discounts you’ve been getting from your first insurer will vanish.
Renewing insurance doesn’t always mean it’s cheap.
When renewing insurance, it’s a good idea to check your premium first with other insurers. Never assume that your current premium is the cheapest out there. More often, your insurer will gradually increase the premiums of their existing clients to cover for the discounted offers for first-time buyers.
Shopping around isn’t always a good idea.
Comparing quotes may be important but remember that each time you contact an insurer for a quote; they will ding your credit scores with a query. Too many queries will lead to a decreased credit scores.
Those are just some of the ways to get a better deal. Usually, your agents will be able to give you tips on how you can qualify for discounts like we do here in our agency. Grab that opportunity, so you can save more money!
Here at Cornerstone Insurance Agency, we offer car insurance products that can provide you maximum financial protection. Our knowledgeable staff and agents will be able to guide you as you get insured. You may call us at (770) 413-0807 or visit us today! Get a free auto insurance quote by clicking here.
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