Contact Us:  (770) 413-0807
Cornerstone Insurance Agency
  • Home
  • Quotes
    • Boat Insurance Quote
    • Auto Quotes >
      • Auto Insurance Quote
      • Classic Car Insurance Quote
      • Motorcycle Quote
    • Business Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Insurance Bond Quote
      • Georgia Used Car Dealer Insurance
      • Workers Compensation Quote
    • Critical Illness Insurance Quote
    • Long Term Care Insurance Quote
    • Life & Financial Quotes >
      • Life Insurance Quote
      • Final Expense Insurance Quote
      • Umbrella Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Excessive Property Claims
      • Flood Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
    • Business >
      • Georgia Used Car Dealer Insurance
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
      • Workers Compensation
    • Health >
      • Health Insurance
      • Critical Illness Insurance
      • Long Term Care Insurance
    • Life/Financial >
      • Life Insurance
      • Disability Insurance
      • Final Expense Insurance
      • Umbrella Insurance
    • Property >
      • Home Insurance
      • Condo Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
      • Excessive Property Claims >
        • Landlords Insurance Quote
  • Blog
  • About
    • Staff Directory
    • Agency Photo Gallery
    • Insurance Carriers
    • Client Testimonials
    • Refer a Friend
    • Local Links
    • Videos
    • Newsletter Signup
    • News
    • Reviews
  • Contact
  • Home
  • Quotes
    • Boat Insurance Quote
    • Auto Quotes >
      • Auto Insurance Quote
      • Classic Car Insurance Quote
      • Motorcycle Quote
    • Business Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Insurance Bond Quote
      • Georgia Used Car Dealer Insurance
      • Workers Compensation Quote
    • Critical Illness Insurance Quote
    • Long Term Care Insurance Quote
    • Life & Financial Quotes >
      • Life Insurance Quote
      • Final Expense Insurance Quote
      • Umbrella Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Excessive Property Claims
      • Flood Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
    • Business >
      • Georgia Used Car Dealer Insurance
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
      • Workers Compensation
    • Health >
      • Health Insurance
      • Critical Illness Insurance
      • Long Term Care Insurance
    • Life/Financial >
      • Life Insurance
      • Disability Insurance
      • Final Expense Insurance
      • Umbrella Insurance
    • Property >
      • Home Insurance
      • Condo Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
      • Excessive Property Claims >
        • Landlords Insurance Quote
  • Blog
  • About
    • Staff Directory
    • Agency Photo Gallery
    • Insurance Carriers
    • Client Testimonials
    • Refer a Friend
    • Local Links
    • Videos
    • Newsletter Signup
    • News
    • Reviews
  • Contact

Agency Blog

DIY Projects That Can Help Save On Insurance

6/27/2017

0 Comments

 
Picture
​Are you Do-It-Yourselfer? Like spending the weekends working hard to make improvements to your home? Well did  you know that all that hard work can also help you save money on insurance premiums? Home improvements like repairs and remodeling are part of owning a home but it’s even better when they can help you save a little money.
​For do-it-yourself projects, it is important to give yourself time, follow instructions and maintain confidence to do the job right. Homeowners can tackle the big DIY projects without hurting their pocketbooks, but only if they have the proper guidance and preparation.

Here are a few projects that actually might help you save money on insurance:
 
1) Update your Heating, Ventilation, and Air Conditioning (HVAC) System
 
The outdoor air conditioner's insulation lines may rot, wear and age. It can cost the homeowner valuable energy. Replacing the rotten insulation will be a great DIY project.
 
Measure the diameter of the air conditioner first and order the insulation. Seal the tubing ends. Next, cut the length of the new insulation and install the new foam. 
 
2) Improvements in the Roof
 
The roof is one of the most important parts of your home for reasons that should be obvious. It is best to be proactive in roof maintenance. Homeowners should invest in roofing that is impact-resistant especially if they live in places that experience hail and high winds like we do. Talk to your agent first, but an updated roof could cut insurance premiums by as much as 30-40%.
 
3) Safety Improvements for the Fence and Pool
 
A fence around the swimming pools is a smart insurance saver and for good reason: it could save a life!
 
Aside from the insurance benefit, security measures protect the neighbors and homeowner to reduce the chance of people wandering into the yard and falling into the pool. The accidental drowning can lead to a lawsuit.
 
Fences can also lower premiums because they act as a barrier to burglary and vandalism.
 
4) Always Check Security
 
Lots of improvements enable homeowners to improve safety that may lower the premiums in insurance.
 
Examples:
 
1) Installation of smoke detectors and home sprinkler systems.
2) Use of shatterproof windows aside from standard windows.
3) Putting in lighting that is motion sensitive.
4) Ensuring that the electrical wiring is updated. Insurance companies make sure that the power wiring is up to code to prevent electrical fires.
5) Installation of leak detectors to warn homeowners of plumbing failures that plug-in or battery-operated temperature sensors that detect furnace breakdowns that can lead to the bursting or freezing of pipes.
 
The leak detector's installation can be an easy DIY project. It will sound the alarm and shut off the main water line valve of the home automatically when the water touches the sensor. Installing this may drop insurance premiums around 2 to 5 percent.
 
Before attempting any DIY improvement projects for the purpose of saving money, you should probably consult your insurance agent first to get a list of available discounts. For example, your alarm system may need to meet certain criteria to reduce premiums. Make sure that you are following the guidelines before investing in home improvement projects if that’s an important driving factor for you.
 
At Cornerstone Insurance Agency it’s important to us that we help all clients pay the lowest rate possible for the homeowners insurance coverage they need.  To learn more about how we can help you please contact our agency at (770) 413-0807 or Click Here to request a free quote.
0 Comments



Leave a Reply.

    Contact Us

    (770) 413-0807
    2330 Scenic Hwy S
    Snellville, GA 30078
    Click Here to Email Us

    Archives

    October 2018
    September 2018
    August 2018
    July 2018
    June 2018
    May 2018
    April 2018
    March 2018
    February 2018
    January 2018
    December 2017
    November 2017
    October 2017
    September 2017
    August 2017
    July 2017
    June 2017
    May 2017
    April 2017
    March 2017
    February 2017
    January 2017
    December 2016
    November 2016
    October 2016
    August 2016

    Categories

    All
    Apartment Building Insurance
    Auto Insurance
    Business Insurance
    Commercial Auto Insurance
    Commercial Buіldіng Insurance
    Conversion
    Conversion Clauses
    Cоnvеnіеnt Store Inѕurаnсе
    FAQs
    Financial
    Flood Insurance
    General Lіаbіlіtу Insurance
    Georgia
    Insurance
    Life Insurance
    Local
    Safety
    Workers Compensation Insurance

    RSS Feed

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Social Media

Newsletter Signup

Contact Us

Cornerstone Insurance Agency
2330 Scenic Hwy S
Snellville, GA 30078
(770) 413-0807
Click Here to Email Us

Location

Website by InsuranceSplash