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Georgia Commercial Liability Insurance

Also known as “General Liability,” Commercial Liability Insurance is exactly what it sounds like: a broad type of policy that covers the general liability exposures a business might face during its normal day-to-day operations. Cornerstone Insurance Agency recommends that all businesses have this type of coverage in place at all times.

Contractors face unique and often dangerous risks every day on the job. Whether you’re an electrical, excavation or HVAC and plumbing contractor, you know that in a split second an accident can happen.

Here’s why Contractor Insurance is a smart opportunity

We understand the risks that contractors face every day and we’ve developed commercial insurance solutions to help meet your varied needs. To protect yourself and your business from work-related accidents, it’s recommended that the following contractors carry Contractor Insurance:

Appliance Installation & Repair

Carpentry - Interior

Electrical Work

Fence Installation

Flat Concrete & Paving

Floor Covering Installation - Carpet & Tile

Garage Door Installation


Landscape & Lawn Care

Painting - Interior

Plumbing - Residential

Errors & Omissions Insurance (E&O)

E&O insurance, also known as Professional Liability Insurance, covers professionals for negligence, as well as for errors or omissions that damage their clients or cause damage to a third party’s data. E&O insurance is especially important for licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies.

Employment Practices Liability Insurance (EPLI)

EPLI for employers covers employment-related liabilities other than on-the-job injuries. This can include both legal fees and damages for suits such as wrongful dismissal, sexual harassment, and other alleged violations of employees’ legal rights. Businesses who have employees are strongly encouraged to put this type of coverage in place.

Directors and Officers Insurance (D&O)

This type of insurance covers directors and officers of a company for negligent acts, omissions, or misleading statements that result in a lawsuit against the organization. A variety of coverage types are available under this policy type, including corporate reimbursement coverage, entity coverage, and more.

Every business is unique, and the insurance plan that works for one business may not work for another. Contact us to find out how to get the liability insurance that best fits your needs.