Stress also has a great impact on the condition of your body. When compared to the advances in technology, and in this case the medical industry, many people today overlook the benefits of maintaining a healthy lifestyle and following a balanced diet.
The food you put into your body has an internal and external effect. If you ingest healthy foods, there is a high chance of living longer. On the other hand, if you put a lot of junk in your body, then diseases are likely to occur.
Stress also has a great impact on the condition of your body. When compared to the advances in technology, and in this case the medical industry, many people today overlook the benefits of maintaining a healthy lifestyle and following a balanced diet.
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Many people have pre-existing health conditions, and this causes a delay in their application for a life insurance. Some of these most common health issues are diabetes, liver disease, heart disease, cancer and high blood pressure. While the application process may be slower, it does not always mean that the insurance company will deny giving you coverage.
A lot of life insurance policies have something called a conversion clause. The conversion clause gives the policy owner a contractual right to convert or update the policy at a later date. The conversion clause has the primary benefit of the insured individual. It allows people to forego medical underwriting in some cases. But the main purpose of a conversion clause is to allow the insured to convert their policy to a different policy that better suits their needs, so they can adjust to life’s changes.
Life insurance makes you feel secure knowing that your family will be able to go on financially if you die. But be careful not to be complacent forever once you purchase a policy. As your financial life changes, your need for insurance changes as well. Thus, after getting life insurance, it’s a wise idea to reassess your coverage after a few years. Here are some changes you may need to do after reevaluating your policy.
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